longbridge-financial-checkup
Prompt-only analysis skill. Fetches three-statement financials and operating data from Longbridge, then scores the company across five financial-health dimensions for a total of 100 points.
Response language: match the user's input language — Simplified Chinese / Traditional Chinese / English.
When to use
- "TSLA 财务体检", "TSLA financial health check", "TSLA 財務體檢"
- "700.HK 综合财务评分", "700.HK financial score"
- "AAPL 盈利能力和偿债能力怎么样", "AAPL profitability and solvency"
- "茅台 运营效率评分", "Maotai operating efficiency score"
For deep reconciliation / DuPont / fraud flags use longbridge-financial-analysis. For raw data use longbridge-financial-report.
CLI
Run longbridge financial-report --help before use to verify flags:
# Primary — fetch all statements
longbridge financial-report <SYMBOL> --kind ALL --format json
# Operating data (HK listed)
longbridge operating <SYMBOL> --format json
# If unsure about subcommands:
longbridge financial-report --help
longbridge operating --help
Workflow
- Resolve symbol to
<CODE>.<MARKET>format. - Fetch data: call
financial-report --kind ALLfirst; attemptoperatingfor additional turnover metrics. - Score each dimension in-LLM (20 points each, 100 total):
Dimension 1 — Profitability (盈利能力, 20 pts)
| Metric | Full marks | Benchmark |
|---|---|---|
| ROE | 8 pts | > 15% = 8; 10-15% = 5; < 10% = 2 |
| Net margin | 6 pts | > 20% = 6; 10-20% = 4; < 10% = 2 |
| Gross margin | 6 pts | > 50% = 6; 30-50% = 4; < 30% = 2 |
Dimension 2 — Growth (成长性, 20 pts)
| Metric | Full marks | Benchmark |
|---|---|---|
| Revenue YoY | 10 pts | > 20% = 10; 10-20% = 7; 0-10% = 4; < 0% = 1 |
| Net income YoY | 10 pts | > 20% = 10; 10-20% = 7; 0-10% = 4; < 0% = 1 |
Dimension 3 — Financial health (财务健康, 20 pts)
| Metric | Full marks | Benchmark |
|---|---|---|
| Debt-to-assets ratio | 8 pts | < 30% = 8; 30-60% = 5; > 60% = 2 |
| Current ratio | 6 pts | > 2 = 6; 1-2 = 4; < 1 = 1 |
| Interest coverage | 6 pts | > 10x = 6; 5-10x = 4; < 5x = 1 |
Dimension 4 — Cash quality (现金质量, 20 pts)
| Metric | Full marks | Benchmark |
|---|---|---|
| Operating CF / Net income | 20 pts | > 1.2 = 20; 0.8-1.2 = 14; 0.5-0.8 = 8; < 0.5 = 3 |
Dimension 5 — Operating efficiency (运营效率, 20 pts)
| Metric | Full marks | Benchmark |
|---|---|---|
| Inventory turnover days | 10 pts | < 30d = 10; 30-60d = 7; > 90d = 3 |
| AR turnover days | 10 pts | < 30d = 10; 30-60d = 7; > 90d = 3 |
- Sum all dimensions → total score / 100.
- Output report card with grade; cite Longbridge Securities; end with disclaimer.
Output
{Symbol} Financial Health Report Card — Source: Longbridge Securities
Period: {report_period} | Scored: {date}
Dimension Score Max
─────────────────────────────────
Profitability {X} / 20
Growth {X} / 20
Financial health {X} / 20
Cash quality {X} / 20
Operating efficiency {X} / 20
─────────────────────────────────
TOTAL {X} / 100
Grade: {A (≥85) / B (70-84) / C (55-69) / D (<55)}
Key findings:
+ {Strength 1}
+ {Strength 2}
- {Weakness 1}
- {Weakness 2}
⚠️ 以上评分仅供参考，不构成投资建议。/ 以上評分僅供參考，不構成投資建議。/ For reference only. Not investment advice.
Error handling
| Situation | 简体中文回复 | 繁體中文 / English |
|---|---|---|
command not found: longbridge | 回退到 MCP；如 MCP 也不可用，请安装 longbridge-terminal。 | 回退到 MCP；如也不可用，請安裝 longbridge-terminal。/ Fall back to MCP; if also unavailable, install longbridge-terminal. |
stderr not logged in | 请运行 longbridge auth login 登录。 | 請執行 longbridge auth login。/ Run longbridge auth login. |
| Metric data unavailable | 该维度评分跳过，注明数据缺失，总分按可用维度折算。 | 該維度評分跳過，注明數據缺失，總分按可用維度折算。/ Skip dimension; note missing data; prorate total score. |
| Returns empty / no data | "{symbol} 暂无财务报表数据。" | "{symbol} 暫無財務報表數據。" / "{symbol} has no financial data." |
| Other stderr | 直接显示原始错误，不静默重试。 | 顯示原始錯誤。/ Surface verbatim — do not retry silently. |
MCP fallback
If longbridge CLI is not installed, use MCP tools:
When the CLI is unavailable, fall back to the MCP server. Discover available tools from the MCP server's tool list at runtime — do not rely on hardcoded tool names.
MCP setup: claude mcp add --transport http longbridge https://openapi.longbridge.com/mcp (quote scope).
Related skills
- Deep analysis (DuPont / fraud flags) →
longbridge-financial-analysis - Raw three-statement data →
longbridge-financial-report - Quick KPI snapshot →
longbridge-fundamental - Valuation (PE / PB) →
longbridge-valuation
File layout
longbridge-financial-checkup/
└── SKILL.md # prompt-only, no scripts/