OTD Calculator
Caveat: this skill is one author's playbook + 5-scenario stress test. Verify state fees / CPO terms / EV credits / dealer practices against current sources before quoting numbers to a dealer or making financial decisions. Not tax, legal, or financial advice. last_verified: 2026-05-18 Scope: narrow OTD math only. For full negotiation flow see
../orchestrator/SKILL.md. For state fee data see../state-fee-lookup/SKILL.md.
Core formula (forward: Sale -> OTD)
[Description truncada. Veja o README completo no GitHub.]